Celcoin has launched the solution “Consigned Loan-as-a-Service”, which automates the entire payroll-deductible credit journey — from inquiry and registration to approval — integrating public and private agreements through a single API. The platform enables the operation of various secured credit types, such as FGTS advance, guaranteed loans, working capital for businesses, and payroll-deductible benefit cards, offering operational flexibility and reduced default rates. It also supports operations under Celcoin’s own license or the partner’s license, providing a complete, secure, and regulated White-Label infrastructure.
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